How do I transfer a car title after buying a used car?
Steps to transfer the title
When you buy a used car, the seller must sign the title over to you. This usually involves signing the back of the title in the assignment section, filling in the buyer's name, address, sale date, price, and odometer reading. Both parties may need to sign.
You then take the signed title to your state's motor vehicle agency (DMV or equivalent) to transfer ownership. Many states require this within a certain number of days—often 10 to 30—to avoid penalties. Some states also require a bill of sale, a damage disclosure, or a notarized signature.
In private sales, the seller should remove their license plates and keep them, unless state law says otherwise. You'll need to get new plates or transfer your own. Always double-check the title for any liens; a lien must be released before the title can be transferred.
- Seller signs title in the assignment area.
- Buyer completes their section with name, address, date, price, odometer.
- Both parties may need to sign in some states.
- Submit title to DMV within the required timeframe.
- Pay transfer fees and any taxes.
- Get new plates or transfer existing ones.
State-specific requirements
Title transfer rules differ significantly by state. For example, some states require the seller's signature to be notarized, while others don't. Some states use a separate title transfer form, and some allow online processing.
Fees also vary—typically $10 to $100, depending on the state and whether you need a new title printed. If you're buying from a dealer, they usually handle the paperwork for you, but private sales are your responsibility.
If you're unsure, visit your state DMV website or call them. Missing a deadline can result in late fees or trouble proving ownership.
- Notarization required in some states.
- Separate transfer forms may be needed.
- Fees range from about $10 to $100.
- Dealers often handle paperwork; private sales do not.
Common mistakes
- Assuming the seller will handle the title transfer—in private sales, it's usually the buyer's job.
- Forgetting to check for a lien on the title; a lien must be released before transfer.
- Missing the state deadline to transfer the title, which can lead to fines.
